KreditBee is an online instant personal loan provider platform for every category of people like professionals, salaried and even for self-employed. Where you can apply for a personal loan starting from ₹ 1000 and up to ₹ 3 lakhs as your requirement.
KreditBee is an online platform that provides the facilities of loan transactions between personal loan providers such as Banks/NFCs and borrowers. All loan applications of kreditBee are approved and sanctioned by the Banks/ NFCs registered with the RBI. All important points and details are clearly mentioned upfront during the loan application. These loans are easy loans and do not require any physical documents or credit score. The KreditBee interest rate of personal loan starts from 1.02% per month.
Benefits Of KreditBee Instant Personal loan | Why to choose KreditBee for instant loan?
KreditBee offers loan for various types of personal loans and for online purchase and are follows:-
- Personal loan for self employed
- Personal loan for salaried
- Flexi personal loan
- Online purchase loan
- Lower interest rates
- 100% paperless work
- Personal loan for self employed :- KreditBee provides personal loan for businessman and startups owners to fulfill their credit needs of ₹ 40,000 to ₹ 1,50,000 with easy repayment solution and with 3 to 12 months repayment tenures ranging.
- Personal loan for salaried:- kreditbee provides quick personal loan for salaried individuals of ₹ 10,000 to ₹ 3,00,000 with easy repayment solution and with 3 to 12 months repayment tenures ranging.
- Flexi personal loan:- Instant personal loans for urgent credit between ₹1,000 to ₹50,000 with flexible tenures between 2 to 10 months.
- Online purchase loan:- e-voucher loans for seamless shopping on partner e-commerce application or site from ₹ 2,000 to ₹ 1,50,000 with a repayment tenure of 2 to 12 months.
- Lower interest rates:- KreditBee provides you lower interest rates on all types of loan to suit your needs.
- 100% paperless work:- No paperwork or physical documentation is required, and you can apply and get a personal loan completely online.
There are many reasons and benefits of choosing kreditbee for instant loan:-
- Fast processing and disbursal
- Easy repayments options
- Lower interest rates
- Zero or no collateral fee
- 100% paperless work
- Safe, secure and transparent
How to open a KreditBee Instant Personal Loan account in 2023 ?
Follow these easy steps to open a KreditBee account:-
- Sign up using your mobile number.
- Enter basic information & check eligibility.
- Verify your profile by uploading KYC documents.
- Provide bank account details.
How to get a personal loan from KreditBee? | How to apply for a personal loan on kreditbee 2023?
Getting personal loan from kreditbee is quiet easy you need to just follow few easy steps
- Sign up using your mobile number.
- Enter basic information & check eligibility.
- Verify your profile by uploading KYC documents.
- Provide bank account details.
- Choose your loan amount and tenure.
- Get loan disbursed directly into your bank account.
- Check Eligibility
What is the KreditBee loan interest rate and processing fee?
KreditBee loan interest rate and their processing fee depends upon the types of loan and the loan tenure period. The basic and lowest interest rate kreditbee loan starts from 1.02% per month.
Types of KreditBee instant personal loan, documents requirement, eligibility criteria, loan amount, tenure period and their interest rates 2023
KreditBee Personal loan eligibility criteria and required documents depend upon types of personal loan which you are taking. Some basic required documents for KreditBee personal loan in 2022 are mentioned below:-
- Photograph (Selfie)
- Identity Proof (PAN)
- Address Proof (Aadhaar, Passport)
- Indian Citizen
- Age Limit: 21- 45 years
- Monthly Income: more than ₹10,000
Types of KreditBee instant personal loan
- KreditBee flexi personal loan
- KreditBee personal loan for self employed
- KreditBee personal loan for salaried
- KreditBee personal online purchase loan
- KreditBee credit Card
KreditBee flexi personal loan eligibility criteria and required documents in 2023
Flexi Personal Loan :- A flexible loan option where you avail the loan amount as direct transfer within 5 minutes of loan application. All you need is your pan card, and only one ID & Address Proof (either one of your Aadhaar/ Voter ID/ Passport). You can avail loan from ₹1,000 to ₹50,000 for a tenure ranging from 2 to 6 months.
| Documents | Pan Card, Address Proof (either of Aadhaar/ Voter ID/ Passport/ Driving License) |
| Eligibility criteria |
|
| Loan amount | ₹1,000 to ₹50,000 |
| Tenure Period | From 2 to 6 months |
| Interest Rate | The annual interest rate varies between 0% to 29.95% |
KreditBee personal loan for self employed eligibility criteria and required documents in 2023
| Documents | Pan Card, Address Proof (either of Aadhaar/ Voter ID/ Passport/ Driving License) |
| Eligibility criteria |
|
| Loan amount | ₹1,000 to ₹50,000 |
| Tenure Period | From 2 to 6 months |
| Interest Rate | The annual interest rate varies between 0% to 29.95% |
KreditBee personal loan for salaried eligibility criteria and required documents in 2023
Salaried Personal Loan:- A personal loan option for salaried folks, where you avail the loan amount ranging from ₹10,000 to ₹3,00,000 for a tenure ranging from 3 months to 12 months. The Bank Transfer of the loan amount happens within 24 hours of loan application. All you need is your pan card, only one ID & Address Proof (either one of your Aadhaar/ Voter ID/ Passport) and your salary Proof.
| Documents | Pan Card, Employment Proof, Bank Statement of Salary Account Address Proof (either of Aadhaar/ Voter ID/ Passport/ Driving License) |
| Eligibility criteria |
|
| Loan amount | ₹10,000 to ₹3,00,000 |
| Tenure Period | From 3 to 12 months |
| Interest Rate | The annual interest rate varies between 0% to 24% |
KreditBee personal online purchase loan eligibility criteria and required documents in 2023
Online Purchase Loan:- Online purchase loan via E-voucher Loan is an offering where you can purchase anything of your choice from KreditBee partner platforms such as Amazon, flipkart, Myntra, Make my trip etc. and Pay KreditBee Later in Easy EMis. The Process is very simple:-
Step 1 – Select your preferred partner (such as Amazon, Flipkart, Make My Trip etc.) and the E-vouchers amount
Step 2 – Combine the loan application to get E-vouchers for shopping
Step 3 – Use the e-voucher on partner website or app to purchase anything
| Documents | Pan Card, Address Proof (either of Aadhaar/ Voter ID/ Passport/ Driving License) |
| Eligibility criteria |
|
| Loan amount | ₹ 2,000 to ₹ 1,00,000 |
| Tenure Period | From 3 to 9 months |
| Interest Rate | The annual interest rate varies between 0% to 24% |
| Kredit Bee Partners | Avail E-voucher for any of the below partners on KreditBee
|
A single loan for everything you need
KreditBee credit card eligibility criteria and required documents in 2023
KreditBee Card:- Get KreditBee Card and use it to withdraw cash to your bank account or shop anywhere online. Repay back the amount as per your billing cycle.
| KredditBee Card |
|
| Documents | Pan Card, Address Proof (either of Aadhaar/ Voter ID/ Passport/ Driving License) |
| Eligibility criteria | Account Above 21 years of ageResident of India Should have monthly source of income |
| KreditBee Card limit | ₹10,000 |
Purpose and uses of KreditBee personal loan
Find the loan that’s right for your unique needs. Choose from a range of loan options below:-
- Travel
- Education
- Emergency
- Shopping
- Wedding
- Maternity
- Hobbies
- Occasion
- Gifting
- Opportunity
- Low Salary
KreditBee Customer care
- help@kreditbee.in
- 080-44292200
- Address:- KreditBee, 16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India
- Contact our media relations team at: media@kreditbee.in (For media queries only)
Who is the owner of KreditBee?
Madhusudan Ekambaram is the Co-Founder and CEO (Chief Executive Officer) of the KreditBee & he is also a member of the company’s board of directors.
Is KreditBee RBI registered and safe?
KreditBee is a mobile and web-based app that allows you to obtain personal loans quickly & Yes, KreditBee is registered with RBI and safe.
Is KreditBee is legal in India?
Yes, KreditBee is legal in India.
KreditBee customer care contact
080-44292200, this is the KreditBee customer care contact number